A CFO in your corner, without the full-time salary
Cash flow, pricing, hiring, finance, growth and exit: chartered accountants who sit on your side of the table every month, not just at tax time.
✓ Partner-led✓ Monthly numbers✓ Xero, QuickBooks, MYOB, Reckon
What you get
The CFO work, done for you
📊
Monthly management accounts
Profit, cash and balance sheet each month, with a one-page summary in plain English.
💧
Cash flow forecast
13 weeks ahead, so tax, wages and supplier runs never catch you out.
🎯
Budget and KPIs
A yearly budget and the five numbers that matter for your business, tracked monthly.
🤝
Quarterly partner meeting
What the numbers say, what to change, and what is coming.
🧾
Tax planning before 30 June
Decisions made in May, not discovered in October.
🏦
Bank and finance support
Forecasts and reports lenders want, and we talk to the bank with you.
💲
Pricing and margin review
Where you make money, where you don't, and what to change.
🧭
Growth and exit planning
New sites, new hires, buying a competitor or getting ready to sell.
Try it
What is 2% worth to you?
Even small changes in price or costs add up. Here is what 2% could mean for your business.
Extra profit each year
$132,000
Before tax, assuming the same sales volume (it ignores any customers a price rise might lose). General information only.
Month by month
How it works
1
Set up
We connect to your Xero, QuickBooks, MYOB or Reckon file, tidy it and agree your budget and KPIs.
2
Every month
Books closed, reports and a one-page summary in your inbox.
3
Every quarter
Meeting with your partner: results, forecast, decisions.
4
Every year
Tax planning before 30 June, new budget, structure check.
Example, not a real client
A $3M construction business with good sales but a tight bank account every quarter
Before
Accounts once a year. BAS and wages squeezing cash. No idea which jobs made money.
After
Job margins every month, a 13-week cash forecast, progress claims sent on time, and two loss-making job types dropped.
What changes when you see the numbers
This is the kind of turnaround monthly advisory makes possible for a growing business.
Package
Advisory without the hourly bill
One monthly fee covers your compliance and the CFO work. No hourly bills.
Growth advisory
Compliance plus a virtual CFO
Fixed feequoted in writing after your free call
- ✓ Everything in Business compliance
- ✓ Monthly management accounts
- ✓ Budget, cash flow forecast and KPIs
- ✓ Quarterly meeting with your partner
- ✓ Tax planning before 30 June
Questions
Common questions
What is a virtual CFO?›
A senior finance person who does what a chief financial officer would (reporting, forecasting, budgets, bank and growth decisions) part-time, for a monthly fee instead of a full-time salary.
Do I need to change accounting software?›
No. We work in Xero, QuickBooks, MYOB and Reckon. If your file needs a tidy-up first, we do that as part of the set-up.
Who will I deal with?›
Your account manager every month, and a partner at the quarterly meeting and whenever a big decision comes up.
Is this only for large businesses?›
It is built for businesses turning over $1M to $20M. Below that, our compliance package with a yearly planning meeting is usually enough.
Can you help with bank finance?›
Yes. We prepare the forecasts and reports lenders ask for, and can join the meeting with your bank.
How do we start?›
One meeting to agree your budget and KPIs, then your first monthly report the month after.
Find out what your numbers are telling you
Confidential · No obligation · Registered tax agent 26173619